Cook County Assessor’s Office has launched a new  interactive Housing Market Tracker , covering home sale prices and transaction data from  2020 to 2024 .(Link: cookcountyassessoril.gov/cook-county-housing-market-tracker ) This tool includes data on  single-family homes, condos, and small multifamily buildings (6 units or fewer) , allowing residents, homeowners, journalists, and policymakers to easily see  how home values in their area have changed over the last four years. �

It Might Actually Be Your Opportunity. Recently, many buyers have been asking: “If my monthly housing payment is about $80 more than rent, should I delay buying?” But experts agree:  an $80 difference is not a reason to walk away from homeownership. With the right preparation and strategy, this small gap can be managed— and it may even be the perfect moment to buy. 💵  Why Is “$80 a Month” Getting So Much Attention? Many buyers hesitate when projected monthly mortgage costs a

최근 신축 주택 현수막이나 건설 현장을 자주 보시면서 혹시 ‘또 과잉공급이 시작된 것 아닌가’ 걱정하신 분들도 계실 것입니다. 하지만 데이터는 그런 우려보다는 ‘과잉이 아니라 조절’이라는 신호를 보내고 있습니다.  허가(permits)가 8개월 연속 하락 중 전미주택건설업협회(NAHB)의 최신 자료에 따르면 단독주택 건축 허가가 8개월 연속 감소하고 있다는 점이 가장 주목할 만한 부분입니다. 이는 건설업체들이 과거처럼 무리하게 ‘지금 짓고 팔기’ 전략을 펼치는 것이 아니라, 수요 흐름을 주시하면서 공급 속도를 조절하고 있다는 뜻입니다. 한 마디로 시장이 과거 2008년처럼 무너질 정도로 과잉되는 조짐은 지금으로서는 보이지 않습니다. 왜 이 시점이 다르냐면 2008년 금융위기 직전에는 수요가 줄어들었음에도 불구하고 건설업체들이 건축을 계속 확대했고, 그 결과 주택가격이 급락하는 악순환이 발생했었습니다. 반면 지금은 이미 그 이후 수년간 공급이 적었고