최근 여러 기관과 경제 전문가들이 경기침체(리세션)에 대한 우려가 높지만, 실제로는 대다수가 “미국 주택시장과 가계의 건전성이 충분하다”고 평가하고 있습니다. 높아진 금리·인플레이션·공급망 이슈 등의 불확실성이 있지만, 과거 위기와 같은 폭락 수준의 충격은 나타나지 않을 가능성이 크다는 것입니다. 왜 전문가들은 크게 걱정하지 않는가? 한편에서는 가계부채가 과거에 비해 안정 수준이며, 주택 보유자의 자산(에쿼티)이 강하다는 점이 자주 거론됩니다. 또 다른 관측으로는 주택 공급이 충분히 많지는 않다는 점—즉 수요 대비 공급 압박이 여전히 존재한다는 점이 주택가격 붕괴 가능성을 낮추는 요인으로 지목됩니다. 또한 금리·인플레이션·노동시장 등 여러 요소에서 ‘패닉 수준’의 악화 신호가 나오지 않고 있다는 점도 전문가들의 안심 근거로 작용하고 있습니다. 시카고·일리노이 시장에서 의미 있는 포인트 시카고 및 교외 지역의 셀러 혹은 바이어분들께는 이 같은 전반적

Recent analyses from major institutions and economists reveal that although recession fears are widespread,  most experts agree that the U.S. housing market and household finances remain strong .While high interest rates, inflation, and supply chain uncertainties persist, the data suggests that a crash similar to past economic crises is  highly unlikely . Why Experts Aren’t Too Worried Here’s what many economists are pointing to: Stable household debt levels  — Compared to pa

최근 기사에 따르면, 올해 매물로 나왔지만 거래가 성사되지 못한 주택의 상당수가  가격 책정과 매도 타이밍의 미스매치  때문이었다는 분석이 나왔습니다. Redfin 자료에 따르면 호가 이상으로 거래된 매물은 전체의 약 25.3%에 불과했고, Realtor.com 조사에서는 전년 대비 시장에서 철회된 매물이 57% 증가한 것으로 나타났습니다. 즉, 매도자분들께서 매매를 성공으로 이끌기 위해 반드시 점검하셔야 할 두 가지는  「정확한 가격 책정」 과  「적절한 시장 타이밍 확보」 입니다. ① 처음부터 정확하게 가격을 책정해야 합니다 지금 시장에서는 많은 셀러분들이 기대 이상을 바라며 매물을 내놓고 있지만, 실제로는 기대치에 맞춰 거래되는 경우가 많지 않습니다.기사에서는 주택 구매자들에게 선택지가 많아진 만큼, 가격이 조금이라도 높게 느껴지면 관심을 잃는 경향이 있다고 설명했습니다. 예컨대 최근 평균 가격 인하 폭은 약 4% 수준인데,...

According to a recent housing market report, a large portion of homes that went unsold this year failed for two major reasons:  incorrect pricing  and  poor timing .Redfin data shows that only  about 25.3%  of homes sold above the asking price. Realtor.com also reported a  57% increase  in listings being withdrawn from the market compared to last year. In other words, if you want your home sale to succeed in today’s market, two elements are absolutely essential: 1) Pricing i

최근 발표된 뉴스에 따르면, 전국의 주택건설업체 심리가 National Association of Home Builders(NAHB) 주택시장지수(HMI)를 통해 38포인트로 나타났으며 이는 중립치(50포인트) 밑으로 19개월 연속 떨어져 있는 상태입니다.  특히 노사(勞使) 관계 및 건축자재 비용, 인건비 상승 등이 건설업체들의 신축 주택 공급 확대를 꺼리는 원인으로 분석되었습니다. 이처럼 건설업체가 조심스러운 태도를 보인다는 것은  향후 신축물량이 빠르게 늘지 않을 가능성 을 뜻하고, 결과적으로 기존 주택시장에선 공급 압박이 덜해질 수 있다는 신호입니다. 일리노이/시카고 지역 셀러와 바이어에게 주는 의미 셀러 입장 : 기존 주택을 보유하고 계신 분들은 “신축 공급 급증으로 가격이 곤두박질칠 것”이라는 우려보다는 “신축이 쉽게 늘어나지 않을 수 있다”는 점을 고려하시면, 지금 매도 시점을 더 진지하게 고려해볼 수 있습니다. 바이어 입장 :...

Recent national reports show that homebuilder sentiment has dropped again, with the National Association of Home Builders (NAHB) Housing Market Index (HMI) sitting at  38 —well below the neutral benchmark of 50.This marks the  19th consecutive month  that builder confidence has remained under neutral territory. According to analysts, several factors are contributing to this cautious outlook: Labor and contracting challenges Higher material costs Rising wages Uncertainty aroun