주택을 작게 줄여 생활비를 낮추거나 가족 가까이에 살고 싶다는 생각을 하고 계시다면 지금 눈여겨보셔야 할 흐름이 있습니다. 최근 미국에서 점점 더 많은 주택 소유자들이  새로운 주택을 모기지 없이 현금으로 구입 하고 있다는 사실입니다. 주택을 오래 보유하신 분들이라면 여러분도 같은 선택을 할 수 있는 상황일지 모릅니다. 미국 주택의 40% 이상이 모기지 완납 상태 ResiClub이 센서스 데이터를 분석한 결과, 미국에서 자가주택의 40% 이상이 이미 모기지가 없는 상태라고 합니다. 즉, 열 가구 중 네 가구는 주택을 완전히 자기 자산으로 소유하고 있다는 뜻입니다. 특히 베이비붐 세대가 은퇴 시기를 맞이하며 오랜 기간 모기지를 상환해온 결과가 크게 작용했습니다. 이들은 더 이상 매달 모기지 납부를 하지 않아도 되는 상황에서, 주택을 팔고 새로운 주택을 현금으로 구입하는 선택지를 활용하고 있습니다. 다운사이징, 현금 구매로 여유를 누리다...

If you’ve been thinking about moving to a smaller home—whether to reduce living costs, simplify your lifestyle, or live closer to family— now is the time to pay attention. A growing number of U.S. homeowners are selling their homes and buying their next one entirely with cash, without a mortgage. If you’ve owned your home for years, you may be in the same position to make this move comfortably. Over 40% of U.S. Homes Are Now Mortgage-Free According to ResiClub ’s analysis of

연말 시즌이 다가오면서 일부 주택 소유자분들은 “지금은 팔기엔 좀 이르다”거나 “내년 봄에 나와야겠다”는 생각을 하시곤 합니다. 그러나 최근 자료에 따르면, 지금 같은 시기에 매도하시는 것이 오히려 유리할 수 있습니다. 바이어들이 적극적으로 움직이고 있으며, 경쟁 매물이 줄어드는 중이기 때문입니다. 해당 자료에서는 집이 바이어의 ‘Wish List’에 오르는 4가지 핵심 이유를 제시했습니다.  ① 지금 집을 보러 오는 바이어는 정말 움직일 준비가 되어 있습니다 연말 시즌이라 주택 시장이 느려질 것 같지만, 실제로는 이 시기에 집을 보는 바이어들이 ‘진짜 구매 준비’된 상태인 경우가 많다고 설명했습니다. 직장 이동, 가족 환경 변화 등으로 인해 시간이 촉박한 바이어들이 연말까지 거래를 마치려는 경향이 있다는 분석입니다.  시카고·일리노이 지역에서도 동일하게 적용됩니다. 예컨대 연말까지 집을 구해야 하는 바이어가 학교 학기나 연말 인사이동을 고려해 이

As the year-end season approaches, many homeowners assume it’s better to wait until spring to sell. However, recent market data suggests that  listing your home now may actually be more advantageous. Buyers are actively searching, and competition among listings is declining. According to recent analyses, here are  four key reasons  homes are landing on buyers’ “Wish Lists” right now: 1️⃣ Buyers Shopping Now Are Truly Ready to Move While the holidays may seem like a slow seaso

최근 공식 발표된 자료에 따르면, 2025년 10월 일리노이 전체 주택 판매량이 전년 동월 대비 약 2.6% 증가했고, 주택 중간가격도 약 5.6% 상승했습니다.  반면, 매물로 나와 있는 주택 수는 전년 대비 약 3.4% 감소했고, 시카고 메트로 지역(9개 카운티 기준)에서는 매물 수가 약 6.7% 줄었습니다.  이 데이터가 의미하는 바는,  수요가 꾸준하고 공급은 한층 타이트해지고 있다 는 점입니다. 셀러에게의 의미 주택값이 올라가고 거래가 증가하고 있다는 점은 매도자분들께 유리한 신호입니다. 보유하고 계신 주택이 있다면 지금 판매를 고려해 보실 타이밍이란 뜻입니다. 특히 공급이 줄어드는 추세이기 때문에 경쟁 매물이 덜할 수 있어, 가격 협상에서도 강한 위치를 차지할 가능성이 높습니다. 다만 시장이 매우 빠르게 움직이고 있는 만큼,  물건 상태 개선, 사진촬영, 리스팅 준비 를 미리 해두시면 더 좋은 조건을 만들 수 있습니다. 바이어에게의 의미

According to newly released official data,  Illinois home sales in October 2025 rose about 2.6% year-over-year , while the  median home price increased 5.6% .At the same time, the  number of homes for sale dropped 3.4% statewide , and inventory in the  Chicago metro area (nine-county region)  fell about 6.7%. In short, demand remains steady while supply continues to tighten. What This Means for Sellers Rising prices and higher transaction volumes are clear positive signals fo