최근 여러 부동산 전문가들은 주택시장이 몇 년간의 정체기를 지나  2026년을 기점으로 다시 움직이기 시작할 것 이라는 분석을 내놓고 있습니다. 낮아지는 모기지 금리, 증가하는 매물, 그리고 다시 시장에 나서는 바이어·셀러 등이 그 신호입니다. 이 시점은 특히 시카고 및 인근 교외 시장에서도 중요한 전환점이 될 수 있습니다. 왜 지금이 분기점인가? 첫째, 모기지 금리가 하향 조정의 시그널을 보내고 있습니다. 금리가 정점에 달했던 시기 대비 조금씩 완화되면서, 구매 가능성이 다시 커지고 있다는 평가입니다. 둘째, 매물을 내놓으려고 망설이던 셀러들이 다시 움직이기 시작했다는 데이터가 나왔습니다. 저금리에서 묶여 있었던 주택 보유자들이 이제 라이프스타일 변화, 업그레이드 또는 다운사이징 등의 이유로 매도를 고려하기 시작했기 때문입니다. 셋째, 수요 측면에서도 재진입하는 바이어가 늘어나고 있습니다. 구매 신청 수가 전년 대비 증가하고 있다는 보고가 있으며

Many real estate analysts are now pointing to a clear shift: after several years of stagnation, the U.S. housing market is beginning to move again—and  2026 is expected to be a major inflection year .Falling mortgage rates, rising inventory, and the return of both buyers and sellers are all contributing to this shift.For Chicago and its surrounding suburbs, this moment may be especially important. 📉  Why the Market Is at a Turning Point 1. Mortgage rates are showing signs of

최근 쿡카운티 평가관 사무소가 2020년부터 2024년까지의 주택 매매가격과 거래 데이터를 포함한  인터랙티브 맵 형태의 트래커 를 공개했습니다. (Link: https://www.cookcountyassessoril.gov/cook-county-housing-market-tracker?utm_medium=email&utm_source=govdelivery ). 이 툴은 단독주택, 콘도, 6 유닛 이하 다가구 주택 등 다양한 주거 유형의 데이터를 포함하고 있어, 일반 주민, 언론, 정책입안자 모두가 “내 지역의 집값 흐름이 어떠한가”를 한눈에 파악할 수 있게 되었습니다.  이 공개 툴이 중요한 이유 지금까지는 복잡한 자료를 필터링하거나 여러 출처에서 데이터를 수집해야 했으나, 이번 트래커는  비전문가도 접근 가능 하다는 점이 강조되었습니다.  주택 보유자 입장에선 자신이 보유한 집의 가치가 어떻게 변화했는지, 최근 4-5년간 얼마나 에쿼티(자산)가

Cook County Assessor’s Office has launched a new  interactive Housing Market Tracker , covering home sale prices and transaction data from  2020 to 2024 .(Link: cookcountyassessoril.gov/cook-county-housing-market-tracker ) This tool includes data on  single-family homes, condos, and small multifamily buildings (6 units or fewer) , allowing residents, homeowners, journalists, and policymakers to easily see  how home values in their area have changed over the last four years. �

최근 “‘월 약 80달러만 더 부담되면 집을 사지 말아야 하나?’”라는 고민이 나오고 있습니다. 하지만 사실상 그 정도의 차이로 주택 구매를 포기할 필요는 없다는 것이 전문가들의 분석입니다. 적절한 준비와 전략으로 이 작은 금액을 극복하면 지금도 충분히 매수 기회를 잡을 수 있습니다. 왜 ‘80달러’가 화제가 되었을까요? 많은 바이어들이 한 달 예상 주택비용이 렌트보다 약간 높다고 느끼면 구매를 미루는 경향이 있습니다. 그러나 연구에 따르면 월 80달러 수준의 차이라면, 대부분의 구매 잠재력이 손실될 정도의 장애물은 아니라는 것입니다. 즉, 비용 차이가 조금 있다고 해서 구매 기회를 놓칠 필요는 없다는 의미입니다.주택 소유자는 시간이 지날수록 자산이 쌓이고, 렌트비 상승에 따른 부담을 덜 수 있다는 점을 고려할 때, 지금이 오히려 매수 타이밍일 수 있습니다. 시카고·일리노이 지역에서 더욱 주목해야 할 이유 시카고 및 일리노이 지역은 전국과 마찬가지

It Might Actually Be Your Opportunity. Recently, many buyers have been asking: “If my monthly housing payment is about $80 more than rent, should I delay buying?” But experts agree:  an $80 difference is not a reason to walk away from homeownership. With the right preparation and strategy, this small gap can be managed— and it may even be the perfect moment to buy. 💵  Why Is “$80 a Month” Getting So Much Attention? Many buyers hesitate when projected monthly mortgage costs a