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새해가 밝으며 부동산 시장에도 변화의 바람이 불고 있습니다. 최근 발표된 데이터를 기반으로 1월 시장 동향을 요약해 드립니다. 📉 모기지 금리 하락! 주택 구매자들에게 희소식입니다 지난주 30년 고정 모기지 금리가 6.96%로 하락했습니다. 7%를 넘었던 지난주(7.04%)에 비하면 0.08%p 낮아진 수치입니다. 12월 평균 6.72%, 11월 평균 6.81%였던 점을 감안하면 여전히 높은 수준이긴 하지만, 1년 평균 6.75%와 비교하면 큰 차이는 없습니다. 하지만 금리가 7.22%까지 치솟았던 작년 5월을 생각하면, 현재 시장은 점점 안정세를 찾아가고 있습니다. 🏗️ 주택 건설 시장 활기! 신규 주택 착공 증가했습니다 12월 신규 주택 착공 건수가 11개월 만에 가장 높은 수치를 기록했습니다. 11월 대비 15.8% 증가한 연율 149만 9천 채가 착공되었으며, 이는 2023년 2월 이후 가장 높은 수치입니다. 2024년 전체적으로는 2023년 대비 3.9% 감소했지만, 단독 주택 착공은 2023년보다 6.5% 증가해 주택 공급이 활발해지고 있습니다. 💰 물가와 경제 동향: 인플레이션 완화 속도가 조정 중입니다 소비자 물가는 12월 한 달 동안 0.4% 상승하며, 전년 대비 2.9% 증가했습니다. 9월 2.4%에서 계속 상승하는 추세지만, 핵심 소비자물가지수(CPI)는 7개월 동안 3.29월(2.1%)보다 빠른 상승세를 보였습니다. 👷‍♂️ 고용 시장 탄탄! 실업률이 안정적인 흐름을 보이고 있습니다 12월 비농업 일자리는 25만 6천 개 증가하며, 2023년 3월 이후 최대 월별 증가폭을 기록했습니다. 평균적으로 2024년에는 월 18만 6천 개의 일자리가 추가되었으며, 2023년 평균(25만 1천 개)보다는 다소 줄었지만 여전히 탄탄한 고용 시장을 유지하고 있습니다. 실업률은 4.1%로 7개월 동안 4.1~4.2% 사이에서 큰 변동 없이 유지되고 있습니다. 📌 결론: 모기지 금리 하락과 주택 공급 증가로 시장이 긍정적인 신호를 보이고 있습니다 모기지 금리가 7% 아래로 내려오고, 신규 주택 공급이 활발해지면서 올해 부동산 시장에 긍정적인 흐름이 이어질 가능성이 커졌습니다. 하지만 물가 상승과 경제 변화를 주의 깊게 살펴보는 것이 중요합니다. 집을 구매하거나 판매할 계획이 있다면, 지금이 시장을 지켜볼 좋은 시기입니다. #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #markettrend #시장동향

📉🏠With the new year upon us, changes are happening in the real estate market. Here's a summary of January's market trends based on recent data. 📉  Mortgage Rates Drop! Good News for Homebuyers Last week, the 30-year fixed mortgage rate dropped to 6.96%, down from 7.04% the previous week. While this is still a high rate compared to the 12-month average of 6.75%, it's a positive shift from last May’s 7.22%. The market is showing signs of stabilizing, although rates are still higher than the December average of 6.72% and November's 6.81%. 🏗️  Housing Construction Booms! New Home Starts Surge In December, new housing starts reached their highest level in 11 months, increasing 15.8% from November, with an annualized total of 1.499 million units. This is the highest since February 2023. While new housing starts are expected to decrease by 3.9% in 2024 compared to 2023, single-family home construction is up 6.5%, indicating a robust housing supply. 💰  Inflation and Economic Trends: Slower Inflation Rate Consumer prices rose by 0.4% in December, marking a 2.9% increase year-over-year. While inflation has been trending up since September’s 2.4%, core consumer prices (CPI) are rising faster than in recent months. 👷‍♂️  Strong Job Market! Unemployment Remains Stable In December, non-farm payrolls increased by 256,000, the largest monthly increase since March 2023. On average, 186,000 jobs were added monthly in 2024, down slightly from the 251,000 average in 2023. The unemployment rate remained steady at 4.1%, showing little fluctuation over the past seven months. 📌  Conclusion: Positive Market Signals with Lower Mortgage Rates and Increased Housing Supply With mortgage rates dropping below 7% and a surge in new home construction, the real estate market is showing promising signs for 2024. However, inflation and economic changes should still be closely monitored. If you're planning to buy or sell a home, now is a good time to observe the market trends. #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #markettrend #시장동향

은퇴가 다가오고 있어서 새로운 삶의 장을 어떻게 준비할지 고민 중이신가요? 많은 분들이 은퇴 후에도 안정적인 재정 상태에서 편안하게 살고 싶어 하십니다. 그 해답은 바로 여러분의 집에 숨어 있을지도 모릅니다. 연방 주택 금융 기관의 데이터를 보면, 지난 5년 동안 주택 가치가 거의 60%나 상승했다고 합니다. 이러한 가치 상승은 여러분의 순자산을 크게 늘려주었습니다. 프레디 맥에 따르면, 지난 다섯 해 동안 베이비부머 세대의 전체 부가 19조 달러, 가구당 평균 486,000달러 증가했으며, 이 중 절반은 주택 가격 상승 덕분이라고 합니다. 오랜 시간 동안 집에 거주하셨다면, 여러분의 집에는 상당한 자본이 축적되어 있을 겁니다. 그동안 쌓아온 부를 활용하고 싶다면 집을 팔아 규모를 줄이는 것도 좋은 방법입니다. 집을 팔고 규모를 줄이는 것이 좋은 이유 지금 집을 팔고 좀 더 작은 집이나 경제적으로 부담이 덜한 지역으로 이사한다면, 은퇴할 때 더 큰 안정감을 느낄 수 있습니다. 여행을 하고 싶다든지, 가족과 더 많은 시간을 보내고 싶다든지, 재정적으로 안정감을 느끼고 싶다면 집의 자본을 활용해 큰 차이를 만들 수 있습니다. 체이스는 은퇴는 흥미진진한 시기이며, 집을 팔아 자본을 활용하거나 더 저렴한 집으로 이사하는 것은 미래를 위한 새로운 가능성을 열어준다고 말합니다. 작은 집에서 은퇴를 즐기는 몇 가지 방법은 다음과 같습니다: 1.     생활비 절감 AARP의 자료에 따르면, 50세 이상 성인이 이사하는 주된 이유 중 하나는 생활비를 줄이기 위해서입니다. 더 작은 집이나 경제적으로 부담이 덜한 지역으로 이사하면 매달 나가는 돈을 줄일 수 있습니다. 2.     생활의 단순화 더 작은 집은 관리할 것이 적어져 은퇴 후 중요한 것들에 더 집중할 수 있게 해줍니다. 3.     재정적 유연성 향상 현재의 집을 팔면 쌓아놓은 자본을 현금화해 투자하거나 빚을 갚는 등 원하는 방식으로 사용할 수 있습니다. 은퇴를 위한 첫 걸음 집을 팔고 규모를 줄이는 것에 관심이 있으시다면, 부동산 중개인과 상의하는 것이 좋습니다. 중개인은 여러분이 가진 자산을 어떻게 활용할 수 있는지 도와드릴 것입니다. 그들은 현재 집을 팔고 새 집을 찾는 과정 전체를 안내하여 새로운 삶의 단계로 원활하게 전환할 수 있도록 도와드릴 것입니다. 결론 2025년에 은퇴를 계획하고 계신다면, 지금이 집을 팔고 쌓아온 자본을 활용할 완벽한 시기입니다. 지역 부동산 중개인과 연결하여 이사 계획을 시작하세요. 이를 통해 매일을 휴일처럼 즐길 수 있는 준비를 할 수 있습니다. #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #equity #retirement #자산 #은퇴

As retirement approaches, many people find themselves thinking about how to prepare for this new chapter of life. Most want to live comfortably and financially stable even after retirement. The solution might be hidden in your own home. According to data from the Federal Housing Finance Agency, home values have risen nearly 60% over the past five years. This increase in value has significantly boosted your net worth. According to Freddie Mac, the total wealth of the baby boomer generation has increased by $19 trillion in the past five years, with an average of $486,000 per household, half of which is due to rising home prices. If you’ve lived in your home for a long time, you may have built up significant equity. If you're looking to tap into that wealth, selling your home and downsizing could be a great option. Why Downsizing Could Be a Good Idea If you sell your current home and move to a smaller home or a more affordable area, you could feel a greater sense of financial security in retirement. Whether you want to travel more, spend time with family, or simply have peace of mind financially, using your home equity could make a big difference. According to Chase, retirement is an exciting time, and selling your home to use your equity or move to a less expensive house opens up new possibilities for the future. Here are some ways to enjoy retirement in a smaller home: Reduce living expenses According to AARP, one of the main reasons people over 50 move is to reduce living expenses. By downsizing or moving to a more affordable area, you can lower your monthly costs. Simplify your life A smaller home means fewer things to maintain, allowing you to focus more on what matters in retirement. Increase financial flexibility Selling your home can free up cash that can be invested or used to pay off debt, giving you more flexibility with your finances. The First Step Toward Retirement If you’re interested in selling your home and downsizing, it’s a good idea to consult a real estate agent. A real estate professional can guide you through how to leverage your assets and help with the entire process of selling your current home and finding a new one. They’ll assist in making your transition to this new stage of life as smooth as possible. Conclusion If you’re planning to retire in 2025, now is the perfect time to sell your home and make the most of your built-up equity. Connect with a local real estate agent and start planning your move. This could help you prepare for a future where every day feels like a holiday. #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #equity #retirement #자산 #은퇴

현재 모기지 이자율과 주택 가격을 고려할 때, 저렴한 주택을 찾기 어렵습니다. 만약 큰 공간이 필요 없다면, 예상치 못한 곳에서 비용 효율적인 옵션을 찾을 수 있습니다. 바로 신축 주택 커뮤니티에서 그 해답을 찾을 수 있습니다. 작은 집들이 부상하고 있습니다 작은 집들은 일반적으로 가격도 작게 책정되기 때문에, 구매자들은 평수가 작은 집들에 주목하고 있습니다. 건축업자들도 이 수요를 활용하기 위해 초점을 맞추고 있습니다. U.S. News에 의하면, 높은 주택 가격과 모기지 이자율로 많은 사람들의 예산이 압박을 받고 있다고 합니다. 이를 인식한 건축업자들은 더 작은 공간 쪽으로 기울고 있으며, 이는 구매자들에게 보다 저렴하게 주택을 구입할 수 있는 기회를 가져다줄 수 있다 합니다 아래 그래프를 보시는대로, 국세청 자료에 의하면, 지난 몇 년간 작고 단독 주택 건축이 증가하는 추세를 보이고 있습니다. 2022년 3분기 평균 2,309제곱피트에서 2024년 3분기 2,171제곱피트로, 138제곱피트 감소하였습니다. 결국 건축업자들은 팔릴 것이라고 확신하는 주택을 지으려 합니다. 지금 주택 구매자들이 가장 찾는 것은 바로 오늘날의 주거 비용 문제를 해결해 줄 저렴한 옵션입니다. Multi-Housing News에 의하면, 작은 집들에 대한 추세가 뚜렷하며, 이런 집들은 건축 비용이 적게 들고, 많은 중산층 가족들에게 접근 가능하며, 주거 요구와 현대적인 생활 스타일 선호에 부합한다고 합니다. 신축 주택의 이점 예산 내에서 집을 찾는 데 어려움을 겪고 있다면, 작은 평수의 신축 주택을 탐색하는 것이 좋습니다. 신축 주택은 모든 것이 새 것이므로 유지 보수 필요성이 적고, 최신 기능을 갖추고 있습니다. 예를 들어 에너지 효율이 높은 가전제품과 HVAC 시스템이 그것입니다. 이는 수리 비용과 월간 유틸리티 비용을 절약할 수 있게 해, 모두에게 이득이 됩니다. 결론 오늘날 건축업자들은 저렴한 가격대의 작은 집들에 주력하고 있습니다. 이는 예산에 맞는 집을 찾을 수 있는 더 많은 기회를 제공할 것입니다. 곧 주택을 구입하실 계획이라면, 지역 부동산 중개인과 연결하여 시장에서 무엇이 있는지 탐색하고 주택 소유 목표를 달성하세요.   #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #newconstruction #신축 #affordability

With current mortgage rates and home prices, it’s true that finding affordable housing has become a challenge. If you're worried about how to buy a home in this situation, there is a cost-effective option if you don’t need a large space: small new home communities. Small Homes Are Gaining Popularity Typically, small homes are priced more affordably, which has drawn buyers' attention to homes with smaller square footage, and builders are focusing on this demand. According to  U.S. News , "With high home prices and mortgage rates putting pressure on many people's budgets, builders have started shifting towards smaller spaces, which can save buyers money." According to IRS data, there has been an increase in the construction of small, single-family homes over the past few years (see graph below): Graph:  The average size dropped from 2,309 square feet in Q3 of 2022 to 2,171 square feet in Q3 of 2024, a decrease of 138 square feet. In the end, builders want to build homes they know will sell, and what buyers are looking for now are affordable options that address today’s housing cost challenges. As  Multi-Housing News  reports, "The trend toward smaller homes is clear. These homes cost less to build, are more accessible to many middle-class families, and meet modern living preferences." Benefits of New Homes If you're struggling to find a home within your budget, it’s worth exploring small new homes. Plus, new homes require less maintenance since everything is brand new, and they come with the latest features. For example, energy-efficient appliances and HVAC systems help reduce repair costs and monthly utility bills, which is a benefit for everyone. Conclusion Today, builders are focusing on affordable small homes, which offers more opportunities for those seeking budget-friendly housing. If you're planning to buy a home soon, connect with a local real estate agent to explore what’s available in the market and move closer to achieving your homeownership goals. #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #newconstruction #신축 #affordability

겨울 한파가 지나고 날씨가 따뜻해지면 마음도 한결 가벼워지지만, 이런 급격한 기온 변화는 우리의 소중한 보금자리에 여러 문제를 일으킬 수 있습니다. 여러분의 집을 안전하게 지키기 위해, 다음과 같은 부분들을 꼼꼼히 확인해보시기 바랍니다. 1. 지붕과 배수 시스템 확인하기 겨울에 쌓였던 눈이 빠르게 녹으면서 지붕에서 누수가 생길 수 있습니다. 지붕을 확인하여 얼음이나 눈이 녹아서 생긴 물의 흔적이 없는지, 배수구가 막혔는지 확인해야 합니다. 또한, 지붕의 손상이나 갈라진 부분이 없는지도 점검해야 합니다. 2. 기초 및 외벽의 균열 점검하기 추운 날씨에 기초나 외벽에 균열이 생길 수 있습니다. 따뜻해진 날씨에 이 균열을 통해 물이 스며들 수 있으므로, 집의 기초와 외벽 전체를 돌아보며 균열이나 손상된 부분이 없는지 살펴봐야 합니다. 3. 창문 및 문틀의 밀폐 상태 점검하기 창문이나 문틀 주변의 실리콘 밀봉재가 얼었다 녹으면서 손상될 수 있습니다. 모든 창문과 문틀을 점검하여 공기 누출이 없는지, 물이 새는 부분은 없는지 확인해야 합니다. 밀폐가 잘 되지 않는다면 새로운 밀봉재로 교체하는 것을 고려해야 합니다. 4. 실내 배관 상태 점검하기 배관이 얼었다가 녹을 때 파열되거나 손상될 위험이 있습니다. 모든 수도꼭지를 켜보고, 물이 제대로 나오는지, 이상한 소리는 들리지 않는지 확인해야 합니다. 특히 지하실이나 차고 등의 배관도 세심하게 살펴보아야 합니다. 이처럼 갑작스럽게 날씨가 풀리면 반가운 일이지만, 집안 곳곳에 숨어 있는 문제들을 미리 발견하고 대비한다면 더욱 안전하고 편안한 겨울을 보낼 수 있습니다. 여러분의 소중한 집을 지키기 위해 이번 기회에 꼼꼼한 점검을 해보시는 것은 어떨까요? #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #checklist #homecare

When the harsh winter cold passes and the weather warms up, it feels like a weight has been lifted. However, this sudden temperature change can cause various issues for our precious homes. To keep your house safe, be sure to check the following areas carefully: Inspect the Roof and Drainage System As the snow from winter melts, it can cause leaks in the roof. Check the roof for any signs of water damage from melting ice or snow, and ensure that gutters and downspouts are clear. Also, inspect for any damage or cracks in the roof. Check for Cracks in the Foundation and Exterior Walls Cold weather can cause cracks in the foundation and exterior walls. As the weather warms up, water can seep through these cracks, causing potential damage. Walk around the foundation and exterior of the house to check for any cracks or damaged areas. Check the Seals Around Windows and Doors The silicone sealant around windows and doors can freeze and crack as temperatures change. Inspect all windows and door frames to make sure there are no air leaks or water coming in. If seals are damaged, consider replacing them with new sealant. Inspect Indoor Plumbing When pipes freeze and thaw, there is a risk of them bursting or getting damaged. Turn on all faucets to make sure water flows properly and listen for any unusual sounds. Be sure to check plumbing in areas like the basement or garage, which are more prone to freezing. While the warmer weather is a welcome change, spotting and addressing hidden issues in your home early can help ensure a safer and more comfortable winter. How about taking this opportunity to do a thorough inspection and protect your home? #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #checklist #homecare

오늘도 아침에 눈이 왔습니다. 겨울이 되면 집주인들에게 찾아오는 공공의 적,  '눈' ! 특히 드라이브웨이에 쌓인 눈은 단순히 보기 싫은 게 아니라, 차도 못 나가게 하고, 얼음판으로 변해 위험까지 초래하죠. 오늘은 이 겨울 전쟁에서 승리할 수 있는 비장의 무기들을 소개해드리겠습니다.   1. 눈과의 타이밍 싸움: "치울 건 빨리 치워라" 눈은 생각보다 교활합니다. 처음엔 폭신한 솜처럼 앉아있다가, 시간이 지나면 단단한 얼음 갑옷을 입어요.해결책은?  눈이 그치자마자 바로 치우기! 기다리다가 '나중에 치워야지'라고 생각하면, 그건 스스로 눈 치우기 난이도를 올리는 일입니다. 어차피 할 거라면  빨리 끝내고 따뜻한 커피 한 잔  즐기세요!   2. 무기는 준비되었는가? 눈과 싸울 때 중요한 건 적절한 무기를 사용하는 겁니다. 눈삽(스노우 샤블):  폭신한 눈에 최적화! 밀고 퍼내기 둘 다 가능합니다. 눈 밀대(스노우 푸셔):  넓은 드라이브웨이를 가진 분들에게는 필수템! 한 번에 밀어내는 짜릿함을 느껴보세요. 제설기:  눈이 쌓였다면? 제설기가 답입니다. 다소 비싸지만, 눈 치우기 마스터가 되고 싶다면 투자할 만한 가치가 있죠. Pro Tip:  사용 전 삽과 밀대에 약간의 실리콘 스프레이나 식용유를 뿌리면 눈이 덜 달라붙습니다. (시간 절약은 덤!)   3. 치우기 전 계획이 중요하다 눈을 치우기 전에  '눈을 어디로 모을지'  미리 정하세요. 여기저기 흩뿌리듯 치우면 오히려 더 오래 걸릴 뿐만 아니라 힘도 배로 듭니다. 전략:  드라이브웨이 한쪽에 눈을 몰아두고, 차가 지나갈 길만 깨끗하게 확보하세요.  눈 치우기의 미니멀리즘 , 꼭 실천하세요!   4. 제설제의 힘을 빌리자 눈 치운 후 남은 잔설이 문제라면?  염화칼슘이나 제설제 를 사용해보세요. 눈이 얼어붙기 전에 뿌려두면 안전하고, 작업 후 뿌리면 더 완벽한 마무리가 됩니다.단, 너무 많이 뿌리면 드라이브웨이가 손상될 수 있으니 적당히 사용하세요.  작은 게 강하다 는 걸 믿으셔야 합니다.   5. 절대 하지 말아야 할 행동: 더운 물 붓기 눈이 너무 두꺼워 보일 때  '뜨거운 물 한 번 부으면 다 녹겠지?'  하는 생각이 들 수도 있어요. 하지만 멈추세요!뜨거운 물을 붓는 순간, 그곳은 얼음판으로 변신합니다. 차라리 얼음 미끄럼틀을 즐길 계획이라면 몰라도요.   6. 내 허리를 부탁해 눈 치우기, 생각보다 허리에 무리가 갑니다. 특히 드라이브웨이 눈 치우기는 시간도 오래 걸리죠. 팁: 눈 삽질 시 허리를 굽히기보다 다리를 사용하세요. 중간중간 스트레칭을 하며, 필요하다면 5분씩 쉬어가세요. 눈은 결국 다 치울 수 있지만, 허리는 다시 못 돌아옵니다! 이제 눈 치울 준비가 되셨나요? 앞으로는 눈이 와도 겁먹지 마세요.    #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #snow #snowshoveling #눈치우기

This morning, the snow arrived again. Every winter, homeowners face a common enemy:  snow ! Especially when it piles up on your driveway, it’s not just an eyesore—it keeps your car trapped and turns into a dangerous ice rink. Today, we’re sharing the secret weapons you need to win this winter war. 1. The Timing Battle: “Clear it fast!” Snow is sneakier than you think. It starts soft and fluffy, but over time, it turns into a solid ice shell.The solution? Shovel as soon as it stops snowing!Waiting and thinking "I'll do it later" only makes it harder. If you're going to do it, get it over with quickly and reward yourself with a hot cup of coffee afterward! 2. Are Your Weapons Ready? When battling snow, using the right tools is crucial.•  Snow Shovel : Perfect for soft snow! Great for both pushing and scooping.•  Snow Broom : A must-have for those with a wide driveway! Feel the satisfaction of clearing a large area in one go.•  Snow Blower : If the snow's piled up, a snow blower is your best friend. It’s an investment, but if you want to be a snow-clearing master, it’s worth it. Pro Tip : Before use, spray a bit of silicone spray or cooking oil on your shovel or broom. It helps the snow slide off and saves you time! 3. Plan Before You Shovel Before you start clearing, plan where to pile the snow. If you scatter it everywhere, it’ll take longer and tire you out more. Strategy : Push the snow to one side of the driveway and only clear a path where the car will pass. Embrace the minimalist approach to snow shoveling! 4. Harness the Power of Salt Leftover snow or ice causing problems? Try using calcium chloride or a deicer.Sprinkle it before the snow hardens for extra safety, or use it after clearing for a perfect finish.Just be careful not to overuse it, as too much salt can damage your driveway. Remember, a little goes a long way. 5. The One Thing You Should Never Do: Pour Hot Water If the snow looks too thick, you might be tempted to think, “A little hot water will melt it all away!” But stop right there!Pouring hot water will turn your driveway into an ice rink instead. Unless you’re planning to enjoy an ice slide, don’t do it! 6. Protect Your Back Shoveling snow is tougher on your back than you might think, especially when it’s a large driveway. Tips :• Use your legs, not your back, when lifting the snow.• Take breaks every 5 minutes, stretch, and rest.You can always clear the snow, but you can’t fix your back once it’s hurt! Are you ready to clear the snow? #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #snow #snowshoveling #눈치우기

집을 팔 계획이라면 피해야 할 큰 실수가 있습니다. 바로 너무 높은 가격을 책정하는 것입니다. 높은 가격을 제시하면 협상 여지가 생길 것 같고, 이익을 크게 늘릴 수 있을 것 같지만, 현실은 종종 그 반대의 결과를 초래합니다. 이는 통계가 증명하는 부분입니다. 실제로 Realtor.com에 따르면 거의 20%의 판매자들이—즉 다섯 명 중 한 명은—집을 팔기 위해 가격을 낮춰야 한다고 합니다. 너무 높게 시작하면 문제를 초래할 수 있으며, 이를 피하는 방법을 알아보겠습니다. 너무 높은 가격은 구매자를 밀어냅니다 현재 모기지 이자율과 주택 가격을 고려할 때, 구매자들은 이미 예산을 최대한 늘려 이사를 계획하고 있습니다. 따라서 너무 높게 책정된 집을 본 구매자들은 "협상할 수 있겠다"라고 생각하기보다는 "다음"이라고 생각하고 그 집을 완전히 건너뛰게 됩니다. National Association of Realtors에 따르면 일부 판매자들은 가능하다는 이유로 집을 그 어느 때보다 높은 가격에 책정하고 있지만, 이는 진지한 구매자들을 떨어뜨릴 수 있다고 합니다. 집이 시장에 오래 머물수록 구매자의 의심은 커집니다 가격이 너무 높게 책정된 집은 시장에 오래 남게 됩니다. 그리고 집이 오래 머물수록 구매자들은 그 집에 무슨 문제가 있는지 의심하기 시작합니다. 집 자체에 문제가 있는 것인지, 판매자와의 협력이 어려운 것인지, 심지어 가격 외의 문제가 있더라도, 그 추가 시간은 의심을 불러일으킵니다. U.S. News에 따르면 처음부터 현실과 동떨어진 높은 가격을 책정하고 나중에 내릴 수 있다는 생각은 부동산에서 통하지 않으며, 처음에 과대평가된 주택은 가격을 내린 후에도 시장에 오래 머무르게 되는데, 이는 구매자들이 뭔가 문제가 있다고 생각하기 때문이라고 합니다. 집 가격을 올바르게 책정하는 비결 이 모든 문제를 피하는 비결은 간단합니다. 시장을 속속들이 알고, 집 가격을 어떻게 책정해야 할지 솔직하게 조언해 줄 수 있는 현지 부동산 중개인과 함께 일하는 것입니다. 숫자만 맞추려는 중개인이 아니라, 여러분에게 최선의 결과를 가져다 줄 수 있는 전문가와 파트너 관계를 맺어야 합니다. 적절한 중개인은 현지 시장의 실시간 데이터를 사용하여 주목을 끌고, 구매자를 유치하며, 여전히 좋은 수익을 남길 수 있는 가격을 제안할 것입니다. 경험이 풍부하고 잘 해낸 사람이 바로 여러분이 함께 일하고 싶은 중개인입니다. 다시 말씀드리지만, 가격이 매력적이지 않다면 팔리지 않습니다. 너무 높게 책정하여 구매자를 겁주는 대신, 올바른 가격을 알고 있는 현지 에이전트와 협력하여 집이 시장에 적절한 가격으로 나와 주목을 받고 팔릴 수 있도록 가격책정을 하시는 것이 중요합니다.   #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #pricing #sellinghomes

If you're planning to sell your home, there's a major mistake you need to avoid: setting the price too high. You might think that by asking for a higher price, you'll have room for negotiation and can make a larger profit, but in reality, it often leads to the opposite outcome. This is backed by statistics. In fact, according to Realtor.com , nearly 20% of sellers—about one in five—have to lower their asking price in order to sell. Starting too high can create problems, so let's look at how to avoid this. Too high a price scares off buyers Given current mortgage rates and home prices, buyers are already stretching their budgets to make a move. When they see a home with an inflated price, they don't think, "I can negotiate this down," but instead think, "Next," and skip the property entirely. According to the National Association of Realtors, some sellers set their prices higher because they think they can always come down, but this can actually drive serious buyers away. The longer the home stays on the market, the more doubts buyers have A home priced too high will linger on the market longer. And the longer it sits, the more buyers begin to wonder what’s wrong with it. Is there something wrong with the house itself? Is it difficult to work with the seller? Even if the issues aren’t related to the home itself, the extended time on the market creates doubts. According to U.S. News, setting an unrealistically high price from the start, thinking you can always lower it later, doesn’t work in real estate. Homes that are overpriced initially tend to stay on the market longer, even after the price is reduced, because buyers assume there must be an issue. The key to pricing your home correctly The key to avoiding all these issues is simple: work with a local real estate agent who knows the market inside and out and can honestly advise you on how to price your home. You want to partner with an expert who is not just focused on hitting a specific number but is committed to getting you the best possible outcome. A good agent will use real-time data from the local market to suggest a price that attracts attention, draws in buyers, and still allows you to make a good profit. The agent you want to work with is someone experienced and proven. Again, if your price isn't attractive, your home won’t sell. Instead of overpricing and scaring off potential buyers, it’s important to work with a local agent who knows the right price to set, so your home can hit the market at an appealing price and attract attention quickly. #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #pricing #sellinghomes