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집을 판매할 때 가장 피하고 싶은 상황 중 하나는 클로징 직전에 계약이 무산되는 경우입니다. 최근 Redfin 자료에 따르면 이런 사례가 조금 더 늘어나고 있다고 합니다. 그러나 미리 준비하면 충분히  예방할 수 있습니다. 지난 6월, 전체 주택 거래 중 약 15%가 계약 후 무산되었습니다. 이는 2017년에서 2019년 사이의  평균치였던 약 12%보다 다소 높은 수치입니다. 셀러 입장에서는 그냥 넘길 수 없는 중요한 부분입니다. 계약 무산의 주요 원인: 인스펙션 John Burns Research and Consulting과 Keeping Current Matters 조사에 따르면, 오늘날 계약이 무산되는 가장 큰 이유는 인스펙션 결과라고 합니다. 현재 높은 집값과 모기지 금리로 바이어들의 예산은 이미 빠듯합니다. 이런 상황에서 예상치 못한 수리 문제가 발생하면 바이어가 감당할 여지가 줄어듭니다. 또한 최근 매물이 늘어나면서 선택지가 넓어진 만큼, 인스펙션에서 문제가 발견되면 바이어가 다른 집을 선택할 가능성도 커졌습니다. 셀러가 수리 의지가 없을 경우, 바이어는 직접 비용과 시간을 들이기보다 계약을 철회하는 경우가 많습니다. 해결책: 프리-리스팅 인스펙션 이 문제를 예방하는 가장 좋은 방법 중 하나는 바로  프리-리스팅 인스펙션 입니다. 이는 집을 시장에 내놓기 전에 미리 전문가에게 인스펙션을 받는 것을 의미합니다. 이 과정을 거치면 다음과 같은 이점이 있습니다: 사전에 수리할 시간을 가질 수 있어 바이어의 불안을 줄일 수 있습니다. 계약 이후 갑작스러운 재협상이나 가격 조정을 피할 수 있습니다. 셀러가 집을 성실히 관리하고 있음을 바이어에게 보여줄 수 있습니다. 이는 신뢰를 쌓고 거래를 빠르게 성사시키는 데 도움이 됩니다. 전문가들은 소액의 비용을 들여 미리 준비하는 것이 결국 수천 달러를 아끼는 결과를 가져올 수 있다고 강조합니다. 모든 셀러에게 필요할까요? 꼭 그렇지는 않습니다. 각 셀러의 상황, 주택 상태, 지역 시장에 따라 판단이 달라질 수 있습니다. 이 부분은 전문 에이전트와 상의하면서 우선순위를 정하고, 어떤 수리는 진행하고 어떤 문제는 공개하는 것이 현명한지 함께 논의하는 것이 중요합니다. 결론 거래를 원활하게 마무리하기 위해서는 준비가 필요합니다. 프리-리스팅 인스펙션은 불필요한 변수를 줄이고 안정적인 계약을 이끌어가는 좋은 방법입니다. 지금 직접 대비하시길 권해드립니다. 집을 판매하시려는 계획이 있으시다면 지금 바로 상담해 보시기 바랍니다. ‘시카고 복덕방 한상철’ 773-717-2227,  ChicagoBDB@gmail.com

One of the most stressful outcomes for a seller is when a deal falls through right before closing. According to recent data from Redfin, these cases are becoming more common—but with the right preparation, they can often be avoided. In June alone, about 15% of home sales were canceled after going under contract . That’s higher than the pre-pandemic average of roughly 12% between 2017 and 2019. For sellers, this is not a risk you can afford to ignore. 🚨 The Leading Cause: Inspection Issues Studies from John Burns Research & Consulting and Keeping Current Matters show that inspection results are now the top reason for canceled contracts . With high prices and mortgage rates stretching buyer budgets, any unexpected repair issues can be deal-breakers. And with more homes on the market, buyers have more options—if one inspection uncovers problems, many simply walk away rather than renegotiate. ✅ The Solution: Pre-Listing Inspections A pre-inspection means hiring a professional to evaluate your home before putting it on the market. Benefits include: Addressing repairs upfront, reducing buyer anxiety. Avoiding last-minute renegotiations or price cuts. Demonstrating that the seller is proactive and trustworthy, helping the sale move faster. Experts emphasize that a small upfront cost for a pre-inspection can save thousands of dollars and weeks of stress later. 🔍 Is It Always Necessary? Not every seller needs a pre-inspection. The decision depends on the home’s condition, the market, and your goals. An experienced agent can help you decide what to fix, what to disclose, and how to prioritize repairs for the best outcome. 📝 Conclusion Selling a home successfully requires preparation. A pre-listing inspection is one of the best ways to minimize surprises and keep deals from collapsing at the last minute. Taking this proactive step can give both you and the buyer confidence, leading to a smoother, more stable closing. 📍 Chicago Realty – Hans Chul 📱 773-717-2227 📧 ChicagoBDB@gmail.com

최근 발표된 고용지표가 예상보다 약하게 나오면서 금융시장이 즉각 반응했고, 그 결과 8월 초 모기지 이율이 올해 들어 가장 낮은 수준인 6.55%까지 내려갔습니다. 얼핏 보면 작은 변화처럼 보일 수 있지만, 많은 바이어들이 기다리던 신호라는 점에서 의미가 큽니다. 이율이 조금만 내려가도 시장 심리가 살아나고 주택 구매 의지가 다시 불붙을 수 있습니다. 하지만 전문가들의 전망을 보면, 당분간 이율이 크게 떨어지지는 않을 것으로 보입니다. 대부분의 기관에서는 2026년까지 모기지 이율이 6% 중반대에서 낮은 6%대 수준에 머물 것으로 예상하고 있습니다. 즉, 큰 폭의 하락은 기대하기 어렵지만 경제 지표가 나올 때마다 이율이 소폭 조정될 가능성은 여전히 존재합니다. 바이어들이 주목하는 ‘마법의 숫자’ 6% 많은 바이어들이 주시하는 기준선은 6%입니다. 전미부동산중개인협회(NAR)에 따르면 이율이 6%에 도달할 경우, 약 550만 가구가 중간 가격대 주택을 감당할 수 있게 되고, 12~18개월 안에 약 55만 명이 실제로 집을 구매할 것으로 추산됩니다. 이는 곧 잠재적 수요가 시장으로 한꺼번에 들어올 수 있다는 뜻입니다. 문제는 이렇게 기다리다 보면 결국 경쟁이 치열해지고, 선택할 수 있는 매물이 줄어들며, 집값이 오를 수 있다는 점입니다. NAR은 바이어들이 낮은 이율을 기다리다가 오히려 지금 존재하는 기회를 놓칠 수 있다고 경고했습니다. 지금 시장에서 존재하는 기회 현재는 이율이 6%에 도달하기 전이기 때문에 상대적으로 바이어들이 덜 몰린 상황입니다. 그만큼 더 많은 매물이 나오고 있으며, 가격 상승 속도도 둔화된 상태라 협상의 여지가 커져 있습니다. 지금은 바이어에게 선택권이 많은 시기이며, 셀러 입장에서도 진지한 바이어를 만날 가능성이 높은 시기입니다. 하지만 이율이 낮아져 수요가 폭발하는 순간, 이러한 기회는 빠르게 사라질 수 있습니다. 결론 모기지 이율이 올해 안에 6%까지 내려가지는 않을 것으로 보입니다. 하지만 언젠가 그 시점이 오면, 더 많은 경쟁자와 더 높은 가격을 마주해야 할 것입니다. 지금은 이율이 완전히 내려가기 전, 상대적으로 여유 있고 협상력이 있는 시기입니다. 시장 상황은 언제든 달라질 수 있으니, 기회를 놓치지 않는 것이 중요합니다. 집을 사거나 팔 계획을 두고 계신다면 지금이 움직일 때일 수 있습니다. 구체적인 시장 상황과 주택 가치에 대해 상담이 필요하시다면 언제든 연락 주시기 바랍니다. 시카고 복덕방 한상철 📞 773-717-2227 📧  ChicagoBDB@gmail.com

After weaker-than-expected jobs data, the financial markets reacted immediately, pushing early August mortgage rates down to  6.55%—the lowest level of the year . While it may seem like a small change, this is exactly the signal many buyers have been waiting for. Even a slight rate drop can spark renewed confidence and urgency in the housing market. That said, experts don’t expect rates to fall dramatically anytime soon. Most forecasts suggest mortgage rates will remain in the  mid- to low-6% range through 2026 . Rates may adjust slightly with each new economic report, but a major drop is unlikely in the near term. 🔑  The “Magic Number”: 6% Many buyers are fixated on the  6% threshold . According to the National Association of Realtors (NAR), if rates reach 6%: 5.5 million households  could afford a median-priced home. Within 12–18 months, an estimated  550,000 new buyers  could enter the market. This means that once rates hit 6%, demand could surge, competition will intensify, inventory will shrink, and prices could rise. 🏡  The Opportunity Right Now At today’s 6.55%, we’re still above that tipping point, which means: Less buyer competition  than when rates fall further. More active listings  available to choose from. Negotiation power  for serious buyers. For sellers, this is a rare window where motivated buyers are active, but competition hasn’t yet exploded. ✅  Bottom Line Rates are unlikely to hit 6% this year—but when they do, the market will become more competitive and expensive. Today’s conditions give both buyers and sellers more flexibility and opportunity. If you’ve been waiting, this may be the right time to act. 📍  Chicago Realty – Sang Chul Han 📱 773-717-2227 📧  ChicagoBDB@gmail.com

집을 파실 계획이라면, 집 안에서 신발을 벗는 ‘노 슈즈(No Shoes)’ 정책이 단순한 생활 습관이 아니라  부동산 전략 이 될 수 있다는 사실, 알고 계셨나요? 요즘 같은 경쟁이 치열한 시장에서는 작은 디테일 하나가 큰 차이를 만들어냅니다.그중에서도 바닥의 상태는 바이어에게  첫인상을 좌우하는 중요한 요소 입니다. 바닥이 바이어에게 주는 첫인상 바닥은 바이어가 집에 들어섰을 때 가장 먼저 눈에 들어오는 요소 중 하나라고 합니다.깨끗하게 관리된 바닥은 위생적이고 관리가 잘 되어 있다는 인상을 주며,구매 결정에 있어 신뢰감을 높이는 중요한 요소가 될 수 있습니다. 반대로,  스크래치 난 마루, 얼룩진 카펫, 깨진 타일 등은 집 전체 관리 상태에 대한 의심을 유발 할 수 있습니다. 바닥 상태는 ‘빛’과 ‘공간감’에도 영향을 줍니다 바닥은 단지 위생의 문제가 아닙니다.광택 있는 마루나 반짝이는 타일은  공간을 더 넓고 밝게 보이게  만들고,반대로 손상된 바닥은  답답하고 낡아 보이게  만들 수 있습니다. 게다가 바닥은 교체 비용이 상당히 높은 항목입니다.바이어 입장에서는 처음부터 손 볼 필요 없이  바로 입주 가능한 바닥 상태 가 큰 메리트로 작용합니다. 바닥 종류별 '노 슈즈 정책'의 효과 하드우드 바닥 : 흙, 자갈, 하이힐 자국 등을 방지해 스크래치를 예방하고, 나무 본연의 윤기를 오래 유지시켜줍니다. 잘 관리된 우드 플로어는  집값을 2.5%까지 높일 수 있다 는 연구 결과도 있습니다. 카펫 : 외부에서 유입되는 먼지, 기름, 세균 등을 차단해 얼룩과 냄새를 줄이고, 푹신하고 깨끗한 인상을 유지 할 수 있습니다. 타일, 비닐, 라미네이트 : 먼지와 마찰로 인한 스크래치 방지, 타일 줄눈 오염 감소, 광택 유지 효과가 있습니다. 바이어가 '신발 벗는 집'을 보는 시선 깨끗하고 깔끔하게 관리된 바닥은 단순한 청결을 넘어, 집 전체가 정성스럽게 관리되었다는 신뢰감을 줍니다. 포스트 팬데믹 시대를 살아가는 바이어들은 위생과 건강에 더욱 민감해졌고,‘노 슈즈 하우스’는 이런 바이어에게  매우 긍정적인 인상 을 줍니다. 아이를 키우는 가정이나 알레르기에 민감한 사람들, 건강을 중시하는 바이어는 공기질, 박테리아, 미세먼지까지 고려하여  '신발 벗는 집'에 더 높은 가치를 두는 경향이 있습니다. 곧 집을 내놓을 예정이라면? 이렇게 준비해보세요 정중한 안내문 부착 입구에 "바닥 보호를 위해 신발을 벗어주세요. 감사합니다." 같은 문구의 깔끔한 안내판을 설치하세요. 슬리퍼나 일회용 슈커버 제공 방문객이 편하게 느낄 수 있도록 여러 사이즈의 슬리퍼나 슈커버를 준비해 두세요. 입구 정리 공간 마련 신발장, 벤치, 작은 러그 등을 배치해 자연스럽게 신발을 벗을 수 있도록 유도하세요. 바닥 관리 루틴 만들기 오픈하우스 전에는 먼지 제거, 광택 작업 등 가벼운 클리닝을 해두는 것이 좋습니다. 마무리하며 바닥은 바이어가 집에 들어섰을 때  가장 먼저 느끼는 품질의 상징 입니다.잘 관리된 바닥은 집 전체의 가치를 높이며, 바이어에게 신뢰와 매력을 동시에 전달합니다.그리고 그 시작은 아주 단순한 습관, 바로  신발 벗기 에서 출발할 수 있습니다. 만약 곧 집을 시장에 내놓을 계획이시라면,오늘부터라도 ‘노 슈즈 하우스’로 전환해보시는 건 어떨까요? 📞 시카고 집값 높이는 디테일 전략, 함께 고민해드립니다 ‘시카고 복덕방 한상철’ 773-717-2227,  ChicagoBDB@gmail.com

If you're getting ready to sell your home, did you know that implementing a simple “No Shoes Indoors” policy could actually be a smart real estate strategy? In today’s competitive housing market, the smallest details can have a big impact. One of the most overlooked — but highly influential — features is the  condition of your floors . 👣  First Impressions: Floors Speak Volumes The moment a buyer steps inside, the floor is often the first thing they notice.Well-maintained floors create an impression of cleanliness, care, and move-in readiness.On the other hand, scratched wood, stained carpets, or chipped tiles can raise doubts about how well the home has been maintained overall. ✨  Clean Floors = Brighter, Bigger Spaces It’s not just about hygiene.Shiny hardwood or polished tiles can make a space feel larger and brighter.In contrast, dull or damaged flooring can make a home feel smaller, older, or less inviting. And since flooring is expensive to replace, buyers often favor homes where the floors need little to no work. A home with great floors feels move-in ready — and that’s a big plus. 🧼  How a No-Shoes Policy Helps Each Flooring Type Hardwood:  Prevents scratches from dirt, gravel, or high heels. Keeps the natural luster longer. Some studies suggest well-maintained wood floors can raise home value by up to 2.5%. Carpet:  Reduces stains, odors, and bacteria brought in from outside. Keeps a fresh and soft feel. Tile, Vinyl, Laminate:  Helps prevent grime in grout lines and protects the glossy finish from wear and tear. 👨‍👩‍👧‍👦  What Buyers Think of “No Shoes” Homes Clean floors signal more than just tidiness — they suggest  overall care and attention to detail .Post-pandemic buyers are more hygiene-conscious than ever. Families with kids, allergy sufferers, or health-conscious individuals are especially likely to see a no-shoes home as more desirable. 🛠️  Selling Soon? Here’s How to Prepare Post a polite sign  at the entrance: “Please remove your shoes to help us keep the floors clean. Thank you!” Offer slippers or disposable shoe covers  for guests Create a shoe-friendly entryway  with a bench, mat, or small rug Clean your floors  before showings — a quick polish goes a long way! ✅  Bottom Line Floors set the tone the moment a buyer walks in.A clean, well-kept floor enhances your home’s value and helps build buyer trust.And it can all start with one simple habit — taking your shoes off. Thinking of listing your home soon? Start with the floors — and let “Chicago Bokdeokbang” guide you with every detail. 📞  Call: 773-717-2227 📧  Email:  ChicagoBDB@gmail.com

집을 찾으면서 ‘신축 주택은 비싸다’거나 ‘건축사와는 협상할 수 없다’는 생각 때문에 아예 후보에서 제외하고 계시다면, 지금은 그 생각을 바꿔볼 때입니다. 최근 시장 데이터를 보면, 몇 가지 오래된 오해가 사실이 아님이 드러납니다. 1. 신축 주택은 더 비싸다? 꼭 그렇지 않습니다 미국 인구조사국과 전미부동산협회(NAR) 자료에 따르면, 현재 신축 주택의 중간 매매가는 오히려 기존 주택보다 낮습니다. 그 이유는 평균적으로 신축 주택의 면적이 작아지고, 건축사들이 가격 인하와 각종 인센티브를 적극적으로 제공하고 있기 때문입니다. 따라서 가격 때문에 신축 주택을 배제하셨다면 다시 한번 살펴보셔야 합니다. 2. 건축사는 협상에 응하지 않는다? 많은 바이어가 건축사는 절대 가격 협상이나 혜택 제공을 하지 않을 것이라 생각하지만, 현실은 다릅니다. 특히 완공된 재고 주택을 빨리 처분하고 싶은 건축사들은 가격 조정, 모기지 금리 인하, 업그레이드 제공 등 다양한 인센티브를 제안하고 있습니다. 실제로 지난 6월 기준, 신규 주택 단지의 75%가 ‘바로 입주 가능한’ 신축 주택에 인센티브를 제공했습니다. 3. 요즘 집은 예전만 못하다? 주택 품질은 건축 연도보다 ‘누가 지었는가’에 더 달려 있습니다. 평판이 좋은 건축사라면 최신 자재와 공법을 활용해 높은 품질을 유지합니다. 구매 전, 해당 건축사의 최근 고객 후기를 확인하고, 신뢰할 수 있는 부동산 에이전트에게 평판을 문의하는 것이 좋습니다. 4. 신축 주택은 에이전트 없이 사도 된다? 이것이야말로 가장 위험한 오해입니다. 신축 주택 계약서는 일반 주택 매매 계약과 다른 조항이 많아, 경험 있는 에이전트의 도움 없이 진행하면 불리한 조건을 놓칠 수 있습니다. 실제로 신축 주택을 구매한 바이어들은 건축사 직원보다 자신의 에이전트가 훨씬 더 도움이 되었다고 평가했습니다. 지역 시장은 다릅니다 오늘 내용은 전반적인 미국 주택 시장 동향에 대한 이야기지만, 부동산 시장은 지역마다 다릅니다. 특히 제가 활동하는 시카고 서버브 중 학군이 좋은 지역은 여전히 매물이 부족해 경쟁이 치열합니다. 이런 지역은 신축 주택 역시 빠르게 계약되는 경우가 많습니다. 결론 신축 주택에 대한 오래된 오해 때문에 좋은 기회를 놓치지 마시기 바랍니다. 예산에 맞는 매물이 있는지, 협상 가능성이 있는지, 그리고 해당 건축사의 평판은 어떤지 전문가와 함께 확인해 보세요. 시카고와 인근 서버브에서 신축 주택을 포함한 다양한 매물을 확인하고 싶으시다면, 언제든 연락 주시기 바랍니다. 시카고 복덕방 한상철 📞 773-717-2227 📧  ChicagoBDB@gmail.com

When searching for a home, many buyers rule out new construction because they think  “it’s more expensive”  or  “you can’t negotiate with a builder.”  But recent market data shows these long-held assumptions aren’t always true. 1. Are New Builds Always More Expensive? Not Necessarily. According to the U.S. Census Bureau and the National Association of Realtors (NAR), the  median sales price of new construction homes is currently lower than that of existing homes .Why? On average, new homes are slightly smaller than before, and builders are offering price reductions and incentives to attract buyers. If you’ve ruled out new construction due to price alone, it’s worth taking another look. 2. Builders Don’t Negotiate? Think Again. Many buyers assume builders never budge on price or extras, but the reality is different—especially for  move-in ready inventory. Builders often want to sell these homes quickly and may offer: Price adjustments Temporary mortgage rate buydowns Upgrade packages (e.g., premium appliances, flooring, or landscaping) In fact, as of June,  75% of new home communities  were offering some form of incentive on completed homes. 3. Are New Homes Lower Quality These Days? Quality depends more on  the builder  than the year the home was built.Reputable builders use modern materials and methods that often exceed older construction standards. Before buying, research builder reviews, visit past projects, and ask your agent for insights on local builder reputations. 4. You Don’t Need an Agent for New Construction? Dangerous Myth. New construction purchase contracts are different from standard resale agreements, with clauses that can favor the builder. Without an experienced agent, buyers risk missing important protections or negotiation opportunities.Surveys show buyers found their own agent far more helpful than the builder’s sales team in guiding them through the process. Market Conditions Are Local While these trends apply nationwide, real estate is always local.In the Chicago suburbs—especially in  top-rated school districts —inventory remains tight and competition high. In these areas, new homes can sell just as quickly as resales. Bottom Line Don’t let outdated assumptions keep you from exploring new construction.Check whether there are options within your budget, explore negotiation opportunities, and evaluate the builder’s reputation with a trusted real estate professional. 📍  Chicago Realty – Sangchul Han 📱 773-717-2227 📧  ChicagoBDB@gmail.com

요즘처럼 매물이 늘고 바이어들이 신중해진 시장에서는, 단순히 좋은 가격만으로는 집을 팔기 어려운 경우가 많습니다. 특히 콘도나 타운하우스처럼 HOA(주택 소유자 협회)가 관리하는 부동산을 판매할 때는 '특별 부담금(Special Assessment)'이 예상치 못한 변수로 작용할 수 있습니다. 이 특별 부담금은 대개 지붕 보수, 구조물 수리, 화재 안전 시스템 교체, 외벽 개보수 등 HOA의 주요 프로젝트를 위해 일시적으로 부과되는 비용인데요, 최근 미국 전역의 노후화된 콘도 커뮤니티와 기후 문제 등으로 인해 이러한 부담금은 점점 더 흔해지고 있는 추세입니다. 그렇다면 셀러 입장에서는 어떻게 대응해야 할까요? 1. "미리 공개하는 게 최선의 전략입니다" 전문가들은 특별 부담금이 이미 승인된 상태이든, 논의 중이든, 바이어와의 거래에서 분쟁이 되지 않도록 처음부터 투명하게 공개할 것을 권장하고 있습니다. 처음부터 MLS 리스팅에 해당 내용을 명시하거나, 바이어와의 초기 대화에서 언급하면 오히려 신뢰를 높일 수 있습니다. 2. "그냥 내주시는 게 나을 수도 있습니다" 지금처럼 바이어가 매물 중에서 비교하고 선택할 수 있는 시장에서는, 부담금에 대한 협상을 피하려고 하는 셀러보다 선제적으로 해당 비용을 커버해주는 셀러가 훨씬 더 유리한 위치를 점할 수 있습니다. 한 고급 매물의 경우, $10만이 넘는 특별 부담금을 셀러가 모두 부담하겠다고 밝히면서 장기간 정체된 매물이 빠르게 계약으로 이어졌다는 사례도 있습니다. 지금처럼 경쟁이 치열한 시장에서는 단순한 가격 인하보다, 바이어의 불안 요인을 사전에 제거하는 것이 훨씬 효과적인 전략이 될 수 있습니다. 3. "부담금을 직접 커버하지 못하더라도 유연성을 보여주세요" 전체 부담금을 한 번에 커버하기 어렵다면, 다음과 같은 다양한 방식으로 바이어에게 유연한 협상 조건을 제시할 수 있습니다. 부담금 일부 혹은 전부를 크레딧으로 제공 매매가를 낮춰서 해당 비용을 반영 향후 12개월 동안의 분할 납부금을 셀러가 대신 부담 이처럼 협상 여지를 주는 태도는 바이어에게 긍정적인 인상을 줄 수 있습니다. 바이어 입장에서의 전략도 중요합니다 바이어도 이 문제를 단순히 '추가 비용'으로만 받아들이지 말고, HOA 회의록이나 최근 논의된 사안들을 확인해 향후 부담이 될 수 있는 리스크를 미리 파악하는 것이 중요합니다. 또한, 해당 부담금이 향후 건물 가치를 높일 수 있는 지붕 교체나 구조 강화에 쓰이는 경우라면 장기적으로는 현명한 투자가 될 수 있습니다. 결론적으로, 특별 부담금은 위기가 아니라 기회가 될 수 있습니다 정확히 공개하고, 유연하게 대응하며, 이 부분을 '무상 혜택'으로 마케팅하는 방식으로 전환한다면, 다른 매물과의 경쟁에서 확실히 우위를 점할 수 있습니다. 부담금은 피할 수 없는 이슈이지만, 어떻게 다루느냐에 따라 거래 성사 여부가 결정됩니다. 지금처럼 경쟁이 치열한 시장에서 성공적으로 콘도 또는 타운하우스를 매도하시려면, 경험 많은 전문 에이전트와 함께 전략을 세우시는 것이 무엇보다 중요합니다. 지금 연락주시면, 현재 보유하신 매물이 바이어에게 어떻게 더 매력적으로 비춰질 수 있는지, 실질적인 전략을 함께 고민해드리겠습니다. 시카고 복덕방 한상철 📞 773-717-2227 📧  ChicagoBDB@gmail.com

In today’s market—where inventory is growing and buyers are more selective—simply offering a good price often isn’t enough to sell your home. For condos and townhomes managed by an HOA (Homeowners Association),  Special Assessments  can be an unexpected challenge. These assessments are typically temporary charges levied to fund major HOA projects such as roof repairs, structural work, fire safety upgrades, or exterior renovations. Across the U.S., they’ve become increasingly common due to aging condo communities and climate-related wear and tear. So, as a seller, how should you handle them? 1. Transparency Is the Best Policy Whether the assessment has already been approved or is still under discussion, disclose it early—either directly in the MLS listing or during your first conversations with buyers. Full transparency not only avoids disputes later but can also build trust. 2. Consider Covering It Yourself In a market where buyers have options, sellers who remove uncertainty by covering the cost upfront often stand out.One luxury listing, stuck on the market for months, went under contract quickly after the seller offered to cover  over $100,000  in assessments.In competitive conditions, removing buyer objections can be more effective than a price cut. 3. Show Flexibility if You Can’t Pay It All at Once If paying the entire assessment upfront isn’t possible, consider these alternatives: Offer a  partial or full closing credit  toward the cost. Reduce the sales price to account for the expense. Agree to pay the buyer’s next  12 months of installment payments  toward the assessment. Even small gestures of flexibility can make your listing more appealing. From the Buyer’s Perspective Buyers shouldn’t automatically view an assessment as a negative. Reviewing HOA meeting minutes and project details can reveal whether the work will increase the property’s long-term value.For example, a roof replacement or structural upgrade can enhance both safety and resale appeal. Bottom Line: An Obstacle Can Become an Opportunity Handled correctly, a Special Assessment can be marketed as a  “bonus”  or added value to your property, setting you apart from the competition. The key is to be upfront, flexible, and strategic—ideally with the guidance of an experienced agent. If you want a tailored plan to make your condo or townhome more attractive to buyers in today’s market, let’s create that strategy together. 📍  Chicago Realty – Sang Chul Han 📱 773-717-2227 📧  ChicagoBDB@gmail.com

최근 구글 트렌드 데이터에 따르면 ‘Home for Sale’과 같은 부동산 검색어의 인기도가 올해 꾸준히 상승하고 있으며, 7월 중순에는 최근 최고점을 기록했습니다. 이는 여전히 많은 바이어들이 시장을 주시하며 기회를 엿보고 있다는 뜻입니다. 물론 팬데믹 시기처럼 폭발적인 수요가 몰리는 상황은 아니지만, 지금 시장에는  ‘더 이상 기다릴 수 없다’ 고 판단한 적극적인 바이어들이 존재합니다. 이들은 집을 사기 위해 준비된 상태이기 때문에, 셀러 입장에서는 이상적인 타깃이 될 수 있습니다. 전국적으로 보면 모기지 금리와 높은 집값 때문에 거래가 조심스러운 분위기가 있지만, 부동산 시장은 지역별로 상황이 크게 다릅니다. 제가 활동하는 시카고 서버브 중에서도  학교가 좋은 지역은 여전히 인벤토리가 턱없이 부족 합니다. 이런 지역에서는 여전히 집이 잘 팔리고, 제값을 받을 가능성도 높습니다. 만약 ‘바이어가 다시 돌아오면 그때 팔아야지’라고 생각하고 계셨다면, 지금이 그 시점일 수 있습니다. 시장에 내놓지 않으면, 지금도 집을 찾고 있는 바로 그 바이어에게 기회를 줄 수 없습니다. 시카고 복덕방 한상철 📞 773-717-2227 📧  ChicagoBDB@gmail.com

According to recent Google Trends data, searches for terms like  “Home for Sale”  have been steadily climbing throughout the year, reaching their  highest point in mid-July . This tells us that many buyers are still watching the market closely and looking for the right opportunity to make a move. While we’re not seeing the frenzied demand of the pandemic years, today’s market has a growing group of  motivated buyers  who’ve decided they  can’t wait any longer . These buyers are prepared and ready to purchase—making them an ideal target for sellers. Nationwide, higher mortgage rates and home prices have made some buyers cautious, but  real estate is always local . In the Chicago suburbs, especially in neighborhoods with  strong school districts , inventory remains extremely limited. Homes in these areas are still selling quickly and often at full value. If you’ve been thinking,  “I’ll sell when the buyers come back” , that moment could be now. By holding off, you may be missing the chance to connect with buyers who are actively searching today. 📍  Chicago Realty – Sang Chul Han 📱 773-717-2227 📧  ChicagoBDB@gmail.com