The Best Time to Buy a Home This Year? October 2025.

If you’ve been waiting and watching the housing market, this fall may be your moment to act. According to Realtor.com, October 2025 is projected to be the most buyer-friendly period of the year. That means more listings, stable prices, and stronger negotiating power—creating a true golden window for buyers.

Why October is a Golden Opportunity for BuyersThose who purchase a home around October can enjoy several advantages:

• More inventory to choose from

• Less competition from other buyers

• More time to tour and compare homes

• Better price points

• Sellers more willing to negotiate

Nationally, the week of October 12–18 is considered the best week to buy. In the Chicago–Naperville–Elgin metro area, the sweet spot comes slightly earlier: September 28–October 4.

What the Experts Are Saying

• The Chief Economist of the National Association of Realtors (NAR) notes that housing supply is now at its highest level since the 2020 lockdowns, making this the best negotiating environment buyers have seen in five years.

• A lead economist at Redfin also points out that falling mortgage rates and rising inventory are giving buyers the upper hand at the negotiation table.

This isn’t just about more listings—it’s about buyers regaining leverage in a market that has been seller-driven for years.

Impact on the Chicago Suburbs

In Chicago’s suburbs, inventory is climbing, expanding choices for buyers. Hotspots like Naperville, Glenview, and Northbrook remain competitive, but in other areas, sellers are more open to price adjustments and negotiation. Between late September and early October, buyers stand the best chance of securing favorable terms.

Bottom Line

The housing market’s best conditions for buyers in 2025 are unfolding right now. Rates, inventory, and negotiating power are aligning to create a golden window. If you prepare your strategy now, you’ll be positioned to secure the right home at the right price.