지난 몇 년간 부동산 시장은 높은 금리와 부담스러운 집값으로 인해 많은 바이어와 셀러들이 움직임을 멈춘 듯했습니다. 그러나 2026년은 다를 수 있습니다. 전문가들은 내년에 거래량이 늘어나고, 더 많은 사람들이 이사를 시작할 것으로 예상하고 있습니다. 모기지 금리 완화 전망 바이어들이 가장 기다려온 것은 바로  금리 하락 입니다. 올해 초 7%까지 치솟았던 30년 고정 모기지 금리는 최근 완화되기 시작했습니다. 전문가들은 내년에도 완만한 하락세가 이어질 수 있다고 보고 있습니다. 물론 급격히 내려가지는 않겠지만,  6% 초반대 혹은 5% 후반대 까지 접근할 가능성이 있습니다. 금리가 조금만 내려가도 월 모기지 비용은 수백 달러 절감되며, 이는 바이어의 예산과 구매력에 큰 차이를 만들어냅니다. 집값 상승세는 완만해진다 집값은 전국적으로 여전히 상승세를 유지하겠지만,  폭은 과거보다 훨씬 완만 해질 것으로 보입니다. 2020~2022년과 같은 두 자릿

For the past few years, the real estate market has been stuck in neutral — with high mortgage rates and soaring home prices keeping both buyers and sellers on the sidelines. But 2026 may mark a turning point. Experts predict that transaction volume will rise, and more people will finally start moving again. Mortgage Rates Are Easing The shift buyers have been waiting for is here — lower interest rates . Earlier this year, the 30-year fixed mortgage rate climbed as high as 7%.

많은 분들이 집을 사고팔 때 오직 매매가와 조건에만 집중한다고 생각하시지만, 실제로는  가구(Furniture) 도 중요한 협상 카드가 될 수 있습니다. 특히 바이어에게는 편리함과 비용 절감, 셀러에게는 이사 준비 과정에서 불필요한 짐을 줄일 수 있는 장점이 있어, 서로 윈윈(win-win)할 수 있습니다. 가구가 거래에 미치는 영향 전문가들은 셀러가 특정 가구를 포함해 거래를 제안하면 바이어들이 매력적으로 느끼는 경우가 많다고 설명합니다. 실제로 야외 파티오 세트를 포함시켜 매매가 더 빨리 성사된 사례도 있었습니다. 하지만 반대로 계약서에 명확히 기록하지 않거나 기대가 서로 어긋날 경우, 오히려 거래가 무산되는 경우도 있습니다. 따라서 가구 포함 여부는 반드시 문서화해야 하며, 사진만으로는 불충분합니다. 일반적으로 포함되는 항목 vs 제외되는 항목 대체로 집에 붙어 있는  고정 설치물 은 거래에 포함되는 경우가 많습니다. 예를 들어, Built-

When it comes to buying or selling a home, most people focus only on the price and contract terms. But in reality, furniture can play a surprisingly important role in the success of a sale. For buyers, it offers convenience and potential savings; for sellers, it’s a way to simplify moving and make the property more appealing — a true win-win opportunity. How Furniture Influences a Sale Experts note that when sellers offer certain furniture items as part of the deal, buyers o

최근 부동산 시장에서 뚜렷한 흐름이 나타나고 있습니다. 바로  신규 주택(New Construction Home) 을 찾는 바이어들이 늘어나고 있다는 점입니다. 단순히 최신 설계나 스마트 홈 기술 때문만은 아닙니다. 지금은  빌더들이 제공하는 다양한 혜택 이 바이어들을 끌어들이고 있기 때문입니다. 실제로 신규 주택 판매는 최근 2년 사이 가장 높은 수준에 도달했습니다. 왜 빌더들이 혜택을 주고 있을까? 현재 시장에는 오랜만에  신규 주택 재고가 많아진 상황 입니다. 바이어 입장에서는 선택지가 많아졌고, 빌더 입장에서는 이미 지어진 집을 빨리 팔아야 하는 압박이 있습니다. 그렇다 보니 다양한 인센티브가 쏟아지고 있습니다. 지금 시장에서 바이어들이 받을 수 있는 혜택은 다음과 같습니다. 모기지 금리 인하(Mortgage Rate Buydown)로 월 납부액을 줄일 수 있음 직접적인 가격 인하(Price Cuts) 클로징 비용 지원 및 업그레이드 옵션 

A clear trend is emerging in today’s housing market: more buyers are turning to new construction homes. It ’s not just about modern designs or smart-home features — the real driver is that builders are offering unprecedented incentives to attract buyers. In fact, new home sales have recently reached their highest level in nearly two years. Why Are Builders Offering So Many Incentives? For the first time in a while, there’s a healthy supply of new homes on the market.This gi