최근 뉴스나 SNS에서 ‘주택 시장이 곧 붕괴된다’는 식의 헤드라인을 보신 분들이 많을 겁니다. 하지만 데이터는 전혀 다른 이야기를 하고 있습니다.  가격이 급락하는 Crash가 아니라, 완만하지만 꾸준한 상승세 가 이어질 전망입니다. 물론 모든 지역이 똑같지는 않습니다. 어떤 곳은 가격이 더 빠르게 오를 수 있고, 일부 지역은 단기적으로 소폭 하락할 수도 있습니다. 하지만  전국적인 흐름은 향후 5년간 가격 상승 이라는 점에서 전문가들의 의견이 일치합니다. 전문가 전망: 5년간 꾸준한 상승 Fannie Mae가 발표한  Home Price Expectations Survey(HPES) 에 따르면 100명 이상의 부동산 전문가들이 향후 주택 가격에 대해 전망했습니다. 결과는 분명했습니다.  2029년까지 주택 가격은 지속적으로 상승 할 것으로 예상된다는 것입니다. 평균적으로 약  15% 상승  예상 낙관적인 전망: 약  26% 상승 비관적인 전망조

You’ve probably seen headlines or social media posts warning that the housing market is about to crash. But the data tells a completely different story: instead of a sharp drop, experts predict a slow, steady rise in home prices over the next several years. 📈 Expert Outlook: Gradual Growth Through 2029 According to Fannie Mae’s Home Price Expectations Survey (HPES) — which gathered insights from over 100 housing experts — home prices are expected to keep rising through 202

집을 시장에 내놓았을 때 두 개의 오퍼를 동시에 받는다면 설레는 동시에 고민이 깊어질 수 있습니다. 특히 한쪽은 현금 구매자(Cash Buyer), 다른 한쪽은  융자 바이어(Financed Buyer) 일 경우 선택은 더 복잡해집니다. 두 경우 모두 순수익(Net Proceeds)은 비슷할 수 있지만, 매도인의 일정, 리스크, 전체적인 경험에는 큰 차이가 생깁니다. 현금 구매자(Cash Buyer)의 장단점 가장 큰 장점은 속도와 확실성입니다. 모기지 승인이 필요하지 않으므로 일반적으로 7~14일 안에 클로징이 가능합니다. 따라서 이사 일정이 급하거나 자금 회수가 빠르게 필요한 경우 큰 매력이 있습니다. 또한 감정평가 문제나 대출 거절로 인해 거래가 무산될 가능성이 낮습니다. 현금 바이어는 일반적으로  조건(Contingencies) 이 적고, 수리 요구도 줄어드는 경향이 있습니다. 하지만 단점도 있습니다. 현금 바이어는 속도와 확실성을 무기로 

Receiving multiple offers can be exciting — but also overwhelming. Especially when one is from a cash buyer and the other from a financed buyer , the decision becomes more than just about price. Even if the net proceeds are similar, timing, risk, and overall experience can differ greatly. 💰 The Pros and Cons of a Cash Buyer Pros: • Fast and certain — closing can happen within 7–14 days.• No mortgage approval, no appraisal delays, fewer contingencies.• Ideal for sellers who

높은 금리와 집값 때문에 이사를 미뤄두셨던 분들이 많습니다. 하지만 최근 변화는 다시 계산기를 두드려볼 만한 기회가 될 수 있습니다. First American 자료에 따르면 상위 50개 주요 시장 중 39곳에서 주택 구매  감당 능력(Affordability) 이 개선되고 있으며, 이는 5개월 연속 이어진 흐름입니다. 월별 모기지 납부액이 줄어들고 있다 Redfin의 최신 데이터에 따르면, 중간가 주택 기준 월 모기지 납부액이 불과 몇 달 전보다 평균  283달러  낮아졌습니다. 이는 연간으로 따지면 약  3,400달러 절감 효과 를 의미합니다. 몇 백 달러 차이가 작게 느껴질 수 있지만, 실제로는  바이어의 예산과 선택지를 바꿀 수 있는 중요한 요소 입니다. 예를 들어, 월 3,000달러 예산을 가진 바이어는 올해 6월까지만 해도 약 446,000달러 수준의 주택을 살 수 있었지만, 지금은 약 468,000달러의 주택까지 고려할 수 있습니다..

Many people have postponed moving because of high interest rates and rising home prices. But recent market shifts suggest it may be time to revisit the numbers .According to First American , 39 of the top 50 U.S. housing markets have seen improved affordability for five consecutive months — a sign that buying conditions are gradually getting better. Monthly Mortgage Payments Are Going Down Redfin’s latest data shows that the average monthly mortgage payment on a median-pr