최근 새로 지은 주택(new-built home)에 대한 매물과 구매 유인이 예전보다 많이 늘어나고 있다는 평가가 나옵니다. 아래는 “지금이 새집 사기 좋은 시점”이라 평가받는 핵심 이유입니다.  1. 새집 매물이 평소보다 많아 선택 폭이 넓습니다 현재 시장에는 다양한 새집 매물이 예년 대비 많다고 합니다. 이 덕분에 바이어는 커뮤니티, 평면도(layout), 인테리어 스타일, 주택 유형 등 여러 선택지를 놓고 비교하며 결정할 수 있습니다.  그만큼 “내 삶과 조건에 딱 맞는 집”을 고를 가능성이 높아졌습니다. 2. 건설사들이 파격적인 인센티브를 제공 중입니다 새집 구매자들에게 예전보다 파격적인 혜택이 주어지고 있다고 합니다. 집값 인하 클로징 비용 보조 고급 마감·옵션 업그레이드 제공 모기지 이자율 낮추기(buy-down) 제공 등 예를 들어, 일부 건설사는 새집에 대해 설비 업그레이드나 이자율 우대 혜택을 제공함으로써, 예상보다 훨씬 합리적인 

Recent data shows a noticeable rise in both the  availability of new homes  and  buyer incentives  from builders.If you’ve been thinking about a new-construction home, here are four key reasons  why now may be the best moment  to make your move. 1️⃣ More New Homes on the Market = More Choice Inventory for newly built homes is higher than usual, giving buyers a wider range of options. You can now compare: Neighborhoods & communities Floor plans and layouts Interior finishes an

많은 분들이 과거에 3%대 모기지 금리로 집을 장만하셨습니다. 그 금리는 분명 훌륭한 재정 성과였고, 그래서 “더는 이율이 올라간다”는 이유만으로 이사를 망설이시는 분도 많았습니다. 그러나 최근 데이터에 따르면, 이런 ‘락-인(lock-in) 효과’가 서서히 약해지고 있으며, 오히려 많은 집주인이 금리보다 삶의 변화나 현재 집의 ‘적합성’에 집중하며 움직이고 있습니다.  새 직장, 가족 변화, 은퇴 계획, 아이 성장 또는 자녀 독립 등으로 인해 “지금 사는 집이 더 이상 맞지 않는다”고 느끼는 사람들이 늘고 있고, 이런 이유가 결국 낮은 금리 포기의 계기가 되었다는 것입니다.  즉, 수치상의 이점보다 내 삶의 변화가 우선일 수 있고, 지금은 그런 변화를 실행하기에 좋은 시점이라는 판단이 나온 것입니다. 최근 변화: 금리 높아도, 인벤토리와 유연성이 시장을 살리고 있다 최근 조사에서는 미국 내 모기지 대출 중 6% 이상 금리 비율이 10년 만에 최고

Many homeowners locked in  3% mortgage rates  a few years ago — an incredible financial win.That’s why many have hesitated to move, fearing that giving up such a low rate isn’t worth it. But recent data shows that this “ lock-in effect ” is weakening.Instead of focusing on numbers, more homeowners are prioritizing  life changes  and  how well their current home still fits their lifestyle . People are choosing to move because of: A  new job  or career shift Family changes  — m

연말 가족 모임이나 친구, 동료 모임에서 빠지지 않는 화두 중 하나가 바로 집값, 집 시장에 관한 이야기입니다.많은 분들이 아래 세 가지 질문을 던지시는데요, KCM은 이 질문에 대한 가장 현실적이고 데이터에 기반한 답을 제시했습니다. ① “지금 집을 사거나 옮기려고 하면, 제대로 살 집을 찾을 수 있을까?” 예전보다는 훨씬 더 가능합니다. 최근 수개월간 시장에 나온 매물 수가 지속적으로 증가해왔고, 현재 매물 총 수가 예전보다 훨씬 많다는 분석입니다.  즉, 예전처럼 매물이 나오자마자 사라지는 “치열한 매물 경쟁” 구도는 많이 완화되었고, 바이어 여러분께는 비교하고 선택할 여유가 생겼다는 뜻입니다. ② “지금 내가 과연 집을 감당할 수 있을까?” 지난 몇 년간 금리와 집값 상승으로 인해 주택 구입이 버겁게 느껴지셨던 분들이 많습니다.하지만 최근에는 모기지 금리가 다소 완화되고 있고, 집값 상승세 또한 이전만큼 빠르지 않다는 진단이 나옵니다.  그

At every year-end gathering — family dinners, work parties, friendly get-togethers — one topic never fails to come up: the housing market. Many people are asking the same three questions this winter. Here’s what the latest data and insights from  Keeping Current Matters (KCM)  reveal. ① “If I try to buy or move right now, will I actually find a home I like?” Yes — much more than before. Over the past several months, the number of homes on the market has steadily increased.The